Health insurance

Dynamic healthcare system

Unexpected risks, data-based forecasts and the dynamics of health insurance are at the heart of actuarial science. The SAV provides a platform for developing innovative, risk-oriented solutions that meet the challenges of the healthcare system.

WHAT IS HEALTH INSURANCE?

Basic cover with additional options

The main purpose of health insurance is to protect against the financial risks associated with illness. In Switzerland, health insurance consists of two parts: basic insurance and supplementary insurance.

ON THE SUBJECT OF HEALTH INSURANCE

Hot iron

Health insurance is a highly politically charged insurance sector. Discussions on key actuarial issues are often highly emotional, and a coherent, objective actuarial position is often lacking. The SAV offers actuaries from the health insurance industry a platform to professionalize and objectify the handling of actuarial issues in health insurance.

HOW DO I BECOME AN ACTUARY IN A HEALTH INSURANCE COMPANY?

Specialists in demand

Companies operating in the health insurance industry, supervisory authorities and auditing and consulting firms employ actuaries for the health insurance sector. The actuarial science lectures offered at universities provide a good basis for working in the actuarial department of a health insurance company. Both the specific principles of life insurance mathematics and those of non-life insurance mathematics are applied in health insurance.